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Phone: (314) 344-0800
Castle Law Office of St. Louis, P.C.
"Doing Nothing Changes Nothing"

Are You Being Harassed By Debt Collectors Or Filing Bankruptcy in Missouri? Our St. Louis Bankruptcy Lawyers Can Help.

When you are a hard-working, honest individual, it can be devastating when one unfortunate event results in a snowball effect of bad luck. Perhaps your spouse lost his job, and though you fight to keep your head above water financially, your car has been repossessed, debt collectors won't stop calling, and the threat of foreclosure is looming over your beautiful home.

It seems so unfair when things like this happen to good people, doesn't it? At Castle Law Office of St. Louis, P.C., our Missouri bankruptcy attorneys have your best interests in mind. It's our goal to stop that snowball effect and get you back on your feet again, ready for a bright future.

Bankruptcy Can Give You a Chance at a Fresh Start

Some people feel that filing for bankruptcy means that they have failed, but now, especially after enduring the recession, it's becoming more acceptable and an excellent option for some individuals. Even if you don't think you need to file for bankruptcy, we can also help you with other issues that may arise from accumulated debt.

  • Chapter 7 Bankruptcy Chapter 7 bankruptcy allows you to discharge debts, bills, and financial obligations. You are usually able to keep most of your possessions, depending on state exemptions. This is often a good option for someone who does not have a steady source of income.
  • Chapter 13 Bankruptcy Chapter 13 bankruptcy creates a payment plan that allows you to pay back a certain portion of your debt over time, usually three to five years. This is a good option for someone who has a reliable source of income and doesn't qualify for Chapter 7.
  • Foreclosure Missouri foreclosure proceedings can begin after your mortgage payment is 90 days late, but there are several strategies for avoiding foreclosure and keeping your property.
  • Repossession Even if you're late with your car payment, it's often in a bank's best interest to negotiate the terms of your loan rather than repossessing your car and selling it for a loss at a used car auction.
  • Wage Garnishment Wage garnishment can only happen as the result of a court order, but if it's affecting your ability to pay your other bills, something needs to be done.
  • Creditor Harassment If a debt collector is making harassing calls or threats, he may be violating the Fair Debt Collection Practices Act (FDCPA). Even if you owe money, you can still take the debt collector to court for damages.

Find out how quickly you can sue a debt collector, end the harassing calls, and get $1,000. Why wait?

Our St. Louis Bankruptcy Law Firm Provides Big Results with a Small Firm Feel

Do you feel that lawyers and attorneys are only about the almighty dollar? Have you sought legal assistance in the past and felt like you were simply "just another case"? Are you nervous that if you seek out legal assistance you're going to get the runaround? With Castle Law, you shouldn't be nervous. Our goal is to help our clients by providing the type of assistance that only experienced lawyers can provide to those struggling with debt. At Castle Law Office of St. Louis, P.C., we strive to get you the financial results that you deserve, but strive equally as much to make our clients in St. Louis, Wentzville, and throughout Missouri as comfortable as they can be. In other words, we provide big firm results with a small firm feel.

Contact Castle Law Office for a Free Consultation

If you are feeling buried by a mountain of past due bills or are receiving threats from debt collectors and need to know your options, contact attorney James Brown at Castle Law today by calling 314-344-0800 for a free legal consultation. 

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James R. Brown
President and Principal Attorney at Castle Law Office

Debt Collection Abuse

Debt Collection Abuse

If you're getting harassing phone calls from debt collectors at all hours of the day and night, the Fair Debt Collection Practices Act (FDCPA) gives you a way to stop them. The FDCPA gives you the right to sue collection agencies for up to $1,000 in statutory damages, plus actual damages and no attorney fees.

Bankruptcy

Bankruptcy

When your finances are out of control, the rest of your life seems to feel that way as well. Castle Law helps you get a grip on the problem by filing for Chapter 7 or Chapter 13 bankruptcy. We can also represent you in situations concerning foreclosure, repossession, wage garnishment, or violations of the FDCPA.

Chapter 7 Bankruptcy

Chapter 7 Bankruptcy

Do you know how filing Chapter 7 bankruptcy can help improve your financial situation? You have probably heard many myths about bankruptcy, such as "you will lose everything." That is definitely not the case as long as you retain the services of an experienced bankruptcy attorney.

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy

Are you worried you will lose the home or vehicle you've worked so hard for because of foreclosure or repossession? A chapter 13 may just be the answer you are looking for to help you quickly save your home or vehicle from being taken.

 

Foreclosure

Foreclosure

Millions of Americans continue to lose their homes due to foreclosure. If your family is facing foreclosure in St. Louis and risks living on the street, contact our Missouri bankruptcy law firm today. We can help!

Wage Garnishment

Wage Garnishment

Wage garnishment can make tough times even worse. If you are being affected by garnishments and cannot provide for your family, call us today. We can show you how to get your life back on track.

Repossession

Repossession

If you haven’t been able to make car payments due to financial reasons beyond your control, we can stop the Repo Man and help you keep your car. Call us today for a free consultation.

Credit Card Debt

Credit Card Debt

Struggling to pay credit card bills? Not answering the phone because you're tired of hearing from bill collectors? Need options? Contact St. Louis attorney Jim Brown to learn how filing Chapter 7 bankruptcy in Missouri may be able to help. It's time to take your life back and stop the harassing phone calls from creditors today.

Medical Bills

Medical Bills

Unexpected medical bills can ruin your financial future. If you’ve been suffering under the stress of medical debt, there are options for relief that can keep your family at home without losing everything. Our St. Louis bankruptcy law firm has helped numerous people get rid of debt from medical bills.

Job Loss

Job Loss

Have your hours been cut back because business has been slow or, even worse, have you lost your job? Don’t know how you’re going to pay your bills? Keep a roof over your head? We can help you get your life back. Contact a St. Louis job loss lawyer at Castle Law Office today to learn how filing bankruptcy can help you after loss of employment.

MATA Helping to Balance The Scales Of Justice Bankruptcy Attoney of the Year National Association of Consumer Advocates