Chapter 13 bankruptcy is focused on providing relief to people who can’t manage to pay for their debts anymore.However, As a Missouri bankruptcy lawyer, I have heard that some people think that Chapter 13 payment plans can’t help because they won’t have any money left over to be able to live. Like many myths about [...]
Read More →Any time new information about your credit is added to your credit report, the data is provided to the credit bureaus by your creditors. But what if your creditors make a mistake and report something about your credit inaccurately? The error will show up on your credit report and can influence your credit score. There [...]
Read More →Having large amounts of debt often only exaggerates marital problems. If you have decided to call it quits in your marriage and you are carrying debt, bankruptcy may be a way to help the situation. In the current economy, many couples are finding that they cannot sell their house as they planned or that they [...]
Read More →If you’ve filed a Missouri Chapter 13 bankruptcy case, you probably know it will take between 3 and 5 years to receive your bankruptcy discharge if you statisfy all the requirements of your Chapter 13 plan (and in the meantime, you enjoy an automatic stay protecting you from any harassment from creditors. But in order [...]
Read More →You’ve filed bankruptcy and received your discharge, now what? As a Missouri bankruptcy lawyer, I get the question “now what?” from clients all the time. I’m sure you’re concerned with your credit report as you are trying to get back on track financially. When you file for bankruptcy it will stay on your credit report [...]
Read More →As a St. Louis bankruptcy attorney, I file cases for individuals seeking debt relief in both Missouri and Illinois. Even though there are similarities when filing in these two states, there are a few differences as well. One difference is the way wage garnishments are handled. The major difference is that in Illinois, it isn’t [...]
Read More →Have you noticed an extra fee getting tacked on to your bill when you simply pay for a purchase with a credit card? If this is something you’ve noticed this may not necessarily be legal. As a Missouri bankruptcy lawyer, I can tell you some major credit card companies have policies that prohibit businesses from [...]
Read More →In Illinois, if you feel that your car has been unlawfully repossessed, there are things you can do to get it back. As a Fairview Heights bankruptcy attorney, I can tell you that there are a variety of situations that may make the repossession of your car unlawful.
If you had not defaulted on your [...]
Read More →With the bad economy, you never know who may come to you asking you to co-sign a loan. It could be a family member, or even a good friend of yours. Although you may hear promises that the loan will be repaid in full, something unexpected could happen making you responsible for the loan. As [...]
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