Castle Law Office Blog | Missouri & Illinois Bankruptcy Legal Blog

Credit Report Must Report Bankruptcy Discharge

I just posted an article in our library section titled "Bankruptcy Filing Should Clear Credit Report" based on a recent California U.S. District Court case in which the federal Judge ordered that once debts are discharged in bankruptcy, they can no longer be reported with an outstanding balance.  In addition, there must be clear language on the report itself which indicates the debt was discharged in bankruptcy.

The case, White v. Equifax, sets forth certain things that credit bureaus must do once debts are discharged in a Chapter 7 bankruptcy case.  This decision should help end the constant struggle for debtors in trying to clean up their credit report after a bankruptcy case is completed.

Castle Law Group and St. Louis, Missouri and Illinois bankruptcy attorney James Brown frequently help people avoid foreclosure, repossession and wage garnishment by filing a chapter 7 bankruptcy or chapter 13 bankruptcy case.  If you would like to find out more about what options you have to get out of credit card debt, you can request a free copy of my book, "7 Critical Mistakes To Avoid The Dismissal Of Your Bankruptcy Case", or give us a call toll free at 1-866-570-8484.