Castle Law Office Blog | Missouri & Illinois Bankruptcy Legal Blog

How Difficult is the Paperwork Involved in Bankruptcy?

If you file by yourself, the answer to that question is very difficult. It isn’t easy to remember everything you own and owe. You are signing these papers under oath—which means that all of these papers are reviewed in a court of law and not including debts or property has serious consequences. Leaving something off could be considered perjury and if on purpose, can lead to a denial of discharge or even time in federal prison.

Even if you left something off your paperwork unintentionally, you could ruin your bankruptcy case. You could also forget to list one of your creditors, which is another mistake often made on bankruptcy paperwork. Incorrect paperwork may mean that the bankruptcy judge won’t grant you a discharge or the creditor left off is not discharged. That means you could’ve done all that work and spent time and money and then not get any relief from your debts. Is it worth the risk?

An experienced bankruptcy attorney knows the right questions to ask you to make sure your paperwork is correct and complete. After helping over 30,000 families with their debt, I know how important it is for them to get that discharge. At our office, we have a very thorough process for making sure that the paperwork is done accurately and quickly and we still offer a review for our clients to make sure we’ve covered all of their debt. It is important, however, to make sure you ask any attorney that your paperwork is complete and that you understand everything before you sign your name.