Castle Law Office Blog | Missouri & Illinois Bankruptcy Legal Blog

One Woman Stands Up Against Harassing Creditor Calls | Fairview Heights Illinois Bankruptcy Attorney

Brandy Samuel, a Tyler, Texas woman, is suing a debt collection agency over calling her for a debt that she claims is not hers. According to Brandy, the collectors were calling between 10 and 20 times a day, each time continuing to be abusive and rude. Now, she is suing for $1,000 per phone call for punitive damages, humiliation, anger, anxiety, fear, emotional distress, etc.

While it seems that creditors have no rules to follow, that isn’t exactly the case.Brandy, like Missouri and Illinois bankruptcy lawyers, knows that the collectors may have violated the Fair Debt Collection Practices Act and could be prosecuted for their actions.

Brandy has made a very important point to the community of people that are in debt: you don’t have to put up with the harassment of creditors. If, like in Brandy’s case, they are violating the law, you can fight back. Often, though, creditors call and harass debtors without breaking any type of law. Do you still have to put up with it?

The answer is no. You can stop harassing creditor calls and get the protection from foreclosure, credit card debt help, and relief from wage garnishments that you need. How? You can stop all this by filing for Missouri or Illinois Chapter 7 or Missouri or Illinois Chapter 13 bankruptcy.

Wondering what else you don’t have to put up with when it comes to debt? Request a free copy of my book, “Get Out of Debt: Secrets Your Creditors Don’t Want You to Know,” to find out all the things that the credit industry has been hiding from you. It may just be the information you need to change your life.