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Q: Can a creditor continue to contact me after I’ve filed?
A: No, they may not. This is one of the most powerful protections you have under the bankruptcy law. If the creditor does attempt to take action to collect the debt after they know the case has been filed, you can take legal action against them in a bankruptcy court. Most St. Louis Missouri and Fairview Heights Illinois bankruptcy attorneys rely on the court to notify your creditors by mail as soon as you file your case, but the staff at Castle Law Office go above and beyond to make sure you can get the relief you need quicker.
At my office, as soon as you retain me as your Missouri or Illinois bankruptcy lawyer, your creditors will be referred to our special “creditor line.” Any questions or concerns that they have will now be taken care of by the staff in our office. When your case is filed, we also make hot calls to certain creditors where your property might be in danger and give them the case number, usually within hours of when the case is filed. No waiting for a notice to be mailed.
Make sure that any attorney you are thinking of hiring for your Chapter 7 or Chapter 13 bankruptcy case is willing to go above and beyond to prevent your creditors from harassing you. Are you wondering what other qualities you should be looking for in the best bankruptcy attorney in Missouri or Illinois? You can request a free copy of my ultimate Missouri and Illinois bankruptcy book, “Get Out of Debt: Secrets Your Creditors Don’t Want You to Know,” by clicking here. You can find out how to decide if bankruptcy is right for you, the five best secrets to getting through bankruptcy, and what to expect out of a great bankruptcy attorney.