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Bankruptcy Law Frequently Asked Questions (FAQs) | Missouri & Illinois Common Bankruptcy Legal Questions

Q: Can I file bankruptcy by myself?

A: Sure. However, do you want to risk it? The complications of Chapter 7 forms or creating a Chapter 13 payment plan is often too much for the average person. One mistake could cost you losing something as important as your home.That is why there are lawyers who specialize in getting you protection from foreclosure, credit card debt help, and help in preventing your creditors from taking any more action against you. A St. Louis, Missouri or Belleville, Illinois bankruptcy lawyer will protect your property, walk you through the legal system, and ensure that you get a fresh start in the easiest, quickest way possible.

Filing Missouri and Illinois bankruptcy isn’t as simple as fixing a leaky faucet. There are some serious mistakes that can be made that will prevent you from getting a discharge. Imagine having a bankruptcy on your credit report without the benefit of getting protection from foreclosure, credit card debt help, or relief from your creditors just because you wanted to save a few bucks and do it yourself. What is that going to cost you in the long run? The same thing can be said by looking for the cheapest attorney. Do you really want the cheapest or the best? Ask yourself: If you were having open heart surgery and your life depended on the outcome, would you go cheap?

So, before you decide that you want to file by yourself, make sure you’ve thought about the risks and problems that you could run into. To learn more about the mistakes you can make, myths about bankruptcy, and how to determine your next move, request a free copy of my Missouri and Illinois bankruptcy book, “Get Out of Debt: Secrets Your Creditors Don’t Want You to Know.”

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