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Bankruptcy Law Frequently Asked Questions (FAQs) | Missouri & Illinois Common Bankruptcy Legal Questions

 


Q: Can I refinance our home mortgage during bankruptcy?

A: You may refinance your home anytime during the Chapter 13.  The only stipulation is that we need to obtain Court permission before you close on the loan.  If the refinance is in your best interests, such as a lower payment, we rarely get any objections. Once we have all of the requested information, we will schedule the work to be performed by an attorney which is usually completed in 7-10 days and then filed with the court. If there are no objections, your refinance has been cleared and you can close your loan!


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