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Castle Law Office of St. Louis, P.C.

Castle Law Office

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How Do I Stop a Wage Garnishment?

James R. Brown
President and Principal Attorney at Castle Law Office

I have had many concerns come up lately about wage garnishments—and how they can affect your income. First, what is a wage garnishment? A wage garnishment is a common effort by your creditors to collect the debt that is owed to them. They do that by taking a portion of your paycheck to pay your debt.

The creditor has to file a petition with the court and get a judgment to garnish your wages. While there is a time limit on how long they can garnish your wages, your creditors can go back through the court system and get it renewed if your debt is still not paid.

The maximum amount that may be held from a person’s weekly income is the lesser of 25%. If that person is the head of household and a Missouri resident, it may be capped at 10%. It will also be capped if the amount of weekly earnings exceed 30 times minimum wage.

However, these minimums don’t apply to a child support garnishment. They can be taken out of your pay at a higher percentage. Currently, a child support garnishment can be up to 65% of your earnings.

While your employer is prohibited from firing you solely based on the garnishment, they will be made aware of your financial trouble, which is potentially embarrassing.

Filing bankruptcy in Missouri stops your garnishment. And the best part is, you are protected from the moment you file bankruptcy so we can stop your garnishment immediately. It can even stop garnishments for back child support or alimony.

Contact Castle Law Office of St. Louis to stop your wage garnishment.


Chapter 7 Bankruptcy

Chapter 7 Bankruptcy

Do you know how filing Chapter 7 bankruptcy can help improve your financial situation? You have probably heard many myths about bankruptcy, such as "you will lose everything." That is definitely not the case as long as you retain the services of an experienced bankruptcy attorney.

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy

Are you worried you will lose the home or vehicle you've worked so hard for because of foreclosure or repossession? A chapter 13 may just be the answer you are looking for to help you quickly save your home or vehicle from being taken.

 

Foreclosure

Foreclosure

Millions of Americans continue to lose their homes due to foreclosure. If your family is facing foreclosure in St. Louis and risks living on the street, contact our Missouri bankruptcy law firm today. We can help!

Credit Card Debt

Credit Card Debt

Struggling to pay credit card bills? Not answering the phone because you're tired of hearing from bill collectors? Need options? Contact St. Louis attorney Jim Brown to learn how filing Chapter 7 bankruptcy in Missouri may be able to help. We can stop the harassing phone calls from creditors today.

Medical Bills

Medical Bills

Unexpected medical bills can ruin your financial future. If you’ve been suffering under the stress of medical debt, there are options for relief that can keep your family at home without losing everything. Our St. Louis bankruptcy law firm has helped numerous people get rid of debt from medical bills.

Job Loss

Job Loss

Have your hours been cut back because business has been slow or, even worse, have you lost your job? Don’t know how you’re going to pay your bills? Keep a roof over your head? We can help you get your life back. Contact a St. Louis job loss lawyer at Castle Law Office today to learn how filing bankruptcy can help you after loss of employment.

Repossession

Repossession

If you haven’t been able to make car payments due to financial reasons beyond your control, we can stop the Repo Man and help you keep your car. Call us today for a free consultation.

Garnishment

Garnishment

Wage garnishment can make tough times even worse. If you are being affected by garnishments and cannot provide for your family, call us today. We can show you how to get your life back on track.

Auto Accidents

Auto Accidents

A car crash can be a devastating experience for everyone involved. The injuries sustained may require a lifetime of medical treatment.

Truck Accidents

Truck Accidents

Fatigue is among the leading causes of commercial truck accidents. However, truck drivers are not the sole cause of wrecks.

Motorcycle Accidents

Motorcycle Accidents

80% of riders involved in a Missouri motorcycle accident are either injured or killed. Those numbers are shocking.

Workplace Injuries

Workplace Injuries

When you are injured in a workplace accident, one of the challenges you face is how to provide for your family.

Wrongful Death

Wrongful Death

A wrongful death suit may be filed when a person dies as the result of someone else’s negligent, reckless, or intentional act.

Pedestrian Accidents

Pedestrian Accidents

Substantial injuries resulting from Missouri pedestrian accidents can lead to long term physical and mental effects for that victim.

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