Phone: (314) 344-0800
Six Questions To Ask Yourself Before Choosing Bankruptcy
How do I know whether or not I should file for bankruptcy? Should I file for bankruptcy or try to pay off my debts? How do I know if bankruptcy is right for me?
These are questions we hear often at our bankruptcy offices in Missouri and Illinois. More than anything else, our clients want to know that they are making the right decision when it comes to Chapter 7 and Chapter13 bankruptcy. However, the true answer is that you have to come to the answer yourself. Only you know whether or not bankruptcy is the right choice for you. Of course, we can help you find the answer by providing you with some of our own questions. Look below and answer the following questions honestly, either alone or with your partner and family. Do the answers help you better understand which path to take when it comes to filing for bankruptcy?
• Do we have the ability to pay off our debts in a reasonable number of years – without drastically changing our quality of life?
• Is our mental, emotional, or physical health being negatively affected by our debts, our debt collectors, and the stress associated with our debts?
• Will we be able to work hard to improve our credit, reestablish ourselves financially, and stay away from collecting debt after we file for bankruptcy?
• Will we be able to live with a damaged credit score for at least several years after our bankruptcy? How different is our current credit score from our predicted post-bankruptcy credit score?
• Do we have the types of debt that will be discharged in bankruptcy? How will we benefit from the bankruptcy?
• Will we lose property, assets, or other possessions in bankruptcy? Is that worth the fresh start we would get?
If you have trouble answering any of these questions, or if you have questions about the type of debt you have or the type of bankruptcy you should file for, call us today.
Castle Law helps honest, hard working families obtain the debt relief they need through a Chapter 7 or Chapter 13 Bankruptcy in Missouri and Illinois. We have helped over 30,000 clients deal with debt and financial difficulties such as stopping foreclosures, repossessions and wage garnishments by seeking federal bankruptcy relief over the past 16 years. At Castle Law Office, we fight for your right to relief. Call today at 314-344-0800.
Do you know how filing Chapter 7 bankruptcy can help improve your financial situation? You have probably heard many myths about bankruptcy, such as "you will lose everything." That is definitely not the case as long as you retain the services of an experienced bankruptcy attorney.
Are you worried you will lose the home or vehicle you've worked so hard for because of foreclosure or repossession? A chapter 13 may just be the answer you are looking for to help you quickly save your home or vehicle from being taken.
Millions of Americans continue to lose their homes due to foreclosure. If your family is facing foreclosure in St. Louis and risks living on the street, contact our Missouri bankruptcy law firm today. We can help!
Struggling to pay credit card bills? Not answering the phone because you're tired of hearing from bill collectors? Need options? Contact St. Louis attorney Jim Brown to learn how filing Chapter 7 bankruptcy in Missouri may be able to help. We can stop the harassing phone calls from creditors today.
Unexpected medical bills can ruin your financial future. If you’ve been suffering under the stress of medical debt, there are options for relief that can keep your family at home without losing everything. Our St. Louis bankruptcy law firm has helped numerous people get rid of debt from medical bills.
Have your hours been cut back because business has been slow or, even worse, have you lost your job? Don’t know how you’re going to pay your bills? Keep a roof over your head? We can help you get your life back. Contact a St. Louis job loss lawyer at Castle Law Office today to learn how filing bankruptcy can help you after loss of employment.
If you haven’t been able to make car payments due to financial reasons beyond your control, we can stop the Repo Man and help you keep your car. Call us today for a free consultation.
Wage garnishment can make tough times even worse. If you are being affected by garnishments and cannot provide for your family, call us today. We can show you how to get your life back on track.
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