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“We the People,” a Do It Yourself Legal Servicer, Files for Chapter 11 Bankruptcy

We the People, a legal document preparation center, has filed for Chapter 11 Bankruptcy themselves. The company has been providing services with living trusts and wills, divorce, partnership agreement, application for citizenship, and even bankruptcy in four states. They franchise each location and even provide you with a long explanation of assurance that you need no legal experience to run one of these stores.

What is document preparation? Document preparation provides you with the necessary papers to represent yourself in legal matters. They provide no help for court hearings, questions throughout the process, and don’t actually bring any legal knowledge with them—they simply assist people in coming up with the papers.

Is document preparation a good thing? Sure, it could be, if it is the right legal matter. Some legal matters are so small or insignificant that it would be a waste of time and money to hire an attorney. Some matters, on the other hand, are a bit more serious. The problem with document preparers is that they give people the idea that any legal matter is easy and quick—and surely, since doing it yourself is the cheapest way, it must be the best.
I think, as evidenced by their need to file a Chapter 11 bankruptcy, we can see that they’ve encountered some challenges in the service they provide.

When it comes to something as important as getting protection from foreclosure, stopping wage garnishments, and securing your financial future, talking to someone that has the knowledge to navigate the legal system is not only recommended, it is essential. Just think, if you needed open heart surgery, would you look for a do-it-yourself kit? No, you would probably look for the best open heart surgeon you could find. Why would you treat your financial future any differently?

Don’t get caught up in finding the cheapest St. Louis, Missouri or Fairview Heights, Illinois bankruptcy attorney. The customers of We The People have spoken. Do it yourself bankruptcy may just be too great a risk for you and your family. The best thing you can do before you choose a method of filing Missouri or Illinois Chapter 7 or Chapter 13 bankruptcy is to get more information. You can request a free copy of my ultimate guide to getting through debt called, “Get Out of Debt: Secrets Your Creditors Don’t Want You to Know.”

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