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What Can I Do During Missouri and Illinois Bankruptcy?

It isn’t as simple as having 10 golden rules. There are many different scenarios that can completely change how a St. Louis bankruptcy attorney answers this question. Which chapter are you filing? What is your financial situation? What state did you file in? What district did you file in? Local and state rules help determine what you can and can’t do during the life of your bankruptcy and these rules vary depending on where you filed your case. The answers to each of these questions can place you on a different path during the life of your bankruptcy.

For example, you may be wondering, “Do I have to report a change in income during my bankruptcy?” There are a few different answers, mostly depending on which chapter you filed. If you filed a Chapter 7, the answer may be no. If you filed a Chapter 13, however, you must report any increase or decrease in your income. If you don’t, your case could be dismissed. As you can see, the answer can change—and getting the wrong answer could have serious consequences. It would be unfair, and frankly, unethical for me to attempt to answer this question without knowing anything about you.

So, what’s the best solution to finding out what you can and can’t do in a Missouri or Illinois bankruptcy? A free consultation is probably the answer. We started giving free consultations for situations exactly like this. Most questions are simply too complicated to address in a blog. (However, if you do want more specific information, you can request a copy of my free Missouri and Illinois bankruptcy book, “Get Out of Debt: Secrets Your Creditors Don’t Want You to Know.”)

This is truly the exact situation for which free consultations were created—and you should take advantage of them. Trying to gather information before you come in is a great way to start the path to bankruptcy, but when things get complicated, don’t be afraid to ask for help.

To get a free consultation with our office, fill out this quick form and we’ll contact you right away!

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