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What if I stop paying credit card bills in Missouri?

Getting into debt happens, and it happens fast. Before you know it, you are behind on your house and car, your savings have been used up, and you have to make tough choices. What if you can no longer handle all of your bills? Can you pick and choose which ones to pay?

Not paying any of your bills is a bad idea. There are obvious repercussions for not paying loans on your house or car. But, what if you stop paying your credit card bill? Can you really get into that much trouble?

Absolutely.

If you stop paying your credit card bills, your creditors can easily obtain a judgment against you in state court. With that judgment, they gain even more power. They can put a lien on your property and even garnish your wages.
All the while, they will continue to harass you and your family by phone or mail.

With your other debts already taking a toll on your credit, this also might be the move that sinks your credit down to its lowest possible point. And, without some sort of plan to get out of debt, how will you ever get your credit back up?

Luckily, there is a tool that can provide a solution to your credit card debt and help you turn your life and credit around. A Chapter 7 bankruptcy can get rid of unsecured debt like credit card bills, medical bills and payday loans in as little as 90 days.

Plus, with your credit score no longer being weighed down by all that unpaid debt, you can finally be free to form good credit building habits and start rebuilding your dream score.

Now, doesn’t that sound like a better solution to debt than simply not paying your bills? You can learn more about the options you have to address your debt by requesting a free copy of my Illinois and Missouri bankruptcy book, “Get Out of Debt: Secrets Your Creditors Don’t Want You to Know.”

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