Bankruptcy Attorney in St Louis
Are you struggling from paycheck to paycheck? Do you feel like you’re drowning in a sea of debt? Are you afraid that the bank is going to foreclose on your dream home because you can’t pay the mortgage bill? Afraid the business you have struggled to establish is just going to crumble away? This story is all too common in America. During the fiscal years
2006 and 2007 over 1.9 million bankruptcy claims were filed in U.S. Bankruptcy Court. Over 47,000 of those claims were filed in Missouri and over 93,000 were filed in Illinois during this time frame. That means that over 140,000 of your friends and neighbors sought bankruptcy relief from the federal government and this number will most likely increase in 2008 considering the dire nature of the economy and mortgage and housing markets!
Is it really that simple?You may be thinking to yourself, “Is it really that simple?” Unfortunately, the federal bankruptcy system is not set up so that an every day citizen can go file a few papers and watch the government wash all of their debt away. Bankruptcy relief is something that great bureaucracy led by Uncle Sam takes very seriously. While bankruptcy relief is available, the government has attempted to increase the difficulty of earning relief. In 2005, President Bush signed
the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) into law. This law increased the requirements for filing and also decreased the scope of relief available. The bill authorized random audits of documents, requires credit counseling and “financial education”, and allows the Department of Justice to more closely scrutinize business reorganization.
What’s even worse is that the U.S. government didn’t come to this result on their own. The credit industry, mortgage companies, and the like have lobbied very hard to ensure that the debt owed to them by the average indebted American isn’t easily forgiven. They are pumping hundreds of millions of dollars into Washington D.C. in an effort to create a Bankruptcy system so complex that the average person will be scared away from seeking relief.
Don’t worry! What the credit industry has failed to realize is that by attempting to create such a complex system, it has enabled skillful lawyers to help their clients work through the system with relative ease, and Castle Law is here to help you do just that.
Castle Law Bankruptcy ReliefCastle Law has helped over 20,000 people in Missouri and Illinois in the past 14 years with their financial problems. At Castle Law we realize the very serious nature of debt and the hardships that it can bring and we believe that people should not have to suffer losing their homes or livelihood because of situations that are, in most cases, beyond their control such as job loss, divorce, medical emergency and aggressive credit tactics. Once bankruptcy claims enter court they are instantly scrutinized by the judge and skillfully litigated against by the credit industry’s finest bankruptcy lawyers. From the start of the filing, the entire bankruptcy system is slanted against the individual citizen! The bankruptcy attorneys at Castle Law feel that this fundamentally goes against everything this great nation stands for. Federal law mandates that U.S. residents are eligible for bankruptcy relief and Castle Law will fight to see that you get the financial relief you deserve, no matter how much lobbying money the credit and mortgage industries pump into Congress to protect their corporate profits!
Our goal at Castle Law is to provide
big firm results with a small firm feel. We realize that our clients are facing financial hardship and have very few resources to devote to litigating a bankruptcy claim. That’s why we pay careful attention to efficiently guide you through the bankruptcy process so that you can get debt relief as soon as possible. Our skilled litigation and bankruptcy attorneys are members of
The National Association of Consumer Bankruptcy Attorneys as well as
The National Association of Chapter Thirteen Trustees. The attorneys at Castle Law take great pride in the services they offer and are not afraid to stand by our clients and stand up to the credit industry and the government to ensure justice.
Are you or a loved one dealing with debt, either personal or business in nature, and feel like you have no where else to turn? Call Castle Law today for a
free consultation and take the first step to financial freedom.
Blog for Bankruptcy Attorney in St Louis
Library for Bankruptcy Attorney in St Louis:
- Your Required Credit Counseling Sessions Will Help You Emerge From Bankruptcy Successfully
Description: You cannot successfully finish the bankruptcy process without attending both pre-filing credit counseling sessions and pre-discharge debt education courses. Learn more about these two bankruptcy requirements in Missouri and Illinois. - New Study: Debt Often Damages All Aspects Of Life
Description: A new study has revealed what many of us already know: debt doesn't just affect your finances, it can worsen every aspect of your life, from your marriage to your health to your overall happiness. Learn more about the results of this new survey about debt and quality of life. - Did You Get Your Freedom this Fourth of July?
Description: Celebrating the Fourth of July in St. Louis is not just about our country's freedom. It is about yours too. Did you get freedom from your debt this year? - Bankruptcy Has Helped Me. How about You?
Description: It is natural to wonder whether Missouri or Illinois bankruptcy can really be the solution to your debt or not. However, I've filed a bankruptcy myself and now, a St. Louis bankruptcy attorney, I can tell you how it helped me... - Why an Attorney May Not Tell You How Much It Costs to File Bankruptcy First
Description: Often, the first question you have is how much this bankruptcy filing is going to cost. But there may be something you don't know about St. Louis bankruptcy attorneys who give you a quote over the phone... - Where Should I File Bankruptcy?
Description: If you live in the St. Louis metro area, you might be confused as to whether you should file in Missouri or Illinois. After all, if you live in one state and work in another, it may be confusing. However, there are some stead-fast rules to help you decide. - Top 3 Dangers of a Cheap Bankruptcy Lawyer in St. Louis, MO
Description: You may be thinking you want to find the cheapest bankruptcy attorney in St. Louis to handle your case BUT there may be some factors you haven't thought about. Is hiring a cheap attorney really going to save you any money? - Wall Street Journal: May’s Bankruptcy Decline Won’t Last
Description: The national bankruptcy rate dropped in May in comparison with last month, but the Wall Street Journal warns that higher bankruptcy rates may be in our future, given the recent crisis in the Gulf of Mexico and the continuing housing issues. - Can I Fire My Missouri or Illinois Bankruptcy Lawyer?
Description: Getting rid of your current St. Louis bankruptcy attorney is not a decision to be taking lightly. You may want to make sure your expectations are realistic and, more importantly, that your case isn't put at risk. - Teresa and Joe Giudice’s Bankruptcy: A Lesson for All of Us
Description: Real Housewife of New Jersey Teresa Giudice and her husband Joe are now filing bankruptcy. But why? Doesn't it seem that rich people would never fall on hard times? - Local Attorney Steals from Clients, Teaches Us All a Lesson
Description: Frank Carter, a St. Louis personal injury attorney, has been caught stealing money from his clients. What can we all learn from Mr. Carter? How can you tell if your St. Louis bankruptcy attorney is legitimate? - I’m Filing Bankruptcy: Your Relationship with Your St. Louis Bankruptcy Attorney
Description: Having a great relationship with your St. Louis bankruptcy attorney is essential to the success of your case. What questions should you ask to ensure that you have found the best bankruptcy attorney for your case? - What is the Fair Debt Collection Practices Act? | Missouri Bankruptcy Lawyer
Description: The Fair Debt Collection Practices Act does prevent certain creditors from harassing you and using other abusive practices. But what will stop them forever? - Castle Law Gets Involved with Big Brothers Big Sisters
Description: Castle Law Office Community Involvement Team participated in Bowl for Kid's Sake to raise money for Big Brothers Big Sisters. - Getting Credit Is Tough In Our Tough Economy
Description: Ever since the financial crisis hit the financial industry and housing industry, credit and loans have been hard to get even for those with stellar credit histories. When you can get credit, it is usually prohibitively expensive. Find out more about the connection between the credit crunch and the economic crisis. - Ten Questions You Should Ask Your St. Louis Bankruptcy Lawyer
Description: Before you decide on a St. Louis bankruptcy lawyer, be sure that he or she is the right person to partner with. Learn more about their practice, their expertise, their lawyering philosophy, and how they can help you though the bankruptcy process. Here are ten questions to ask before hiring a bankruptcy attorney. - How Many People Filed Bankruptcy in 2009? | Southern Illinois Bankruptcy Lawyer
Description: Bankruptcy filings hit a high in 2009 and may actually serve as a good predictor for how many people will file bankruptcy in 2010. What conditions made bankruptcy filings so high for 2009? - Anyone Know a Good Bankruptcy Lawyer in St. Louis? | Where to Look for the Best Attorney
Description: Finding a good bankruptcy lawyer in St. Louis isn't as easy as it sounds. Where should you start? What information can you trust? Here are some tips for finding the best bankruptcy lawyer to handle your case. - Where Can I Find an Attorney with Mortgage Experience? | Missouri Bankruptcy Lawyer
Description: Finding an attorney with mortgage experience isn't as easy as looking up "mortgage attorney in St. Louis." You may have to narrow your questions--and you may find that you are actually looking for a St. Louis bankruptcy attorney - Missouri Bankruptcy Attorney James Brown’s Journey with America’s Premier Experts
Description: St Louis bankruptcy lawyer James Brown was chosen for to be a part of America's Premier Experts in 2009. As part of this honor, he was interviewed about his one tip for surviving this economy. The interview aired on ABC, NBC, and FOX news channels. View All
Frequent Questions for Bankruptcy Attorney in St Louis:
Videos about Bankruptcy Attorney in St Louis:
Web Resources for Bankruptcy Attorney in St Louis:
- U.S. Trustee - Region 13
Description: The U.S. Trustee program is a part of the U.S. Department of Justice. The U.S. Trustee oversees all bankruptcy cases filed within the United States. Regions 13 is responsible for all cases filed in Missouri, Arkansas and Nebraska.
- Mind Over Matter 2 Day
Description: Mind over Matter 2 Day is a not-for-profit group which services individuals with mental health disorders. Mind over Matter 2 Day, aids the public to ensure successful mental health. M.O.M. understands the need for stability when dealing with mental health care issues. Assistance with medications, psychological visits, therapy sessions and transportation are all available.
- Case.net
Description: Although not helpful for bankruptcy cases, this site will allow you to look up any state civil, criminal and traffic cases you currently have pending in any participating county. You can also see the status of the case, next court hearing scheduled and final outcome.
- John V. LaBarge, Jr. - Chapter 13 Trustee - Eastern District of Missouri
Description: Mr. LaBarge is the current Chapter 13 Trustee for all cases filed in the Eastern District of Missouri. His office is responsible for the administration of a chapter 13 case, including conducting meeting of creditors, collection of plan payments, payments of funds to creditors that have filed claims and many other duties not specifically mentioned here.
- U.S. Bankruptcy Court - Eastern Missouri
Description: This is the link to the home page of the U.S. Bankruptcy Court in St. Louis, Missouri. On this page you can find helpful information, including hearing dates, court dockets, forms, contact information and directions.
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