Castle Law assists clients in dealing with Bankruptcy claims in Missouri and Illinois. We have helped over 20,000 clients deal with debt and financial difficulties by seeking federal bankruptcy relief in the past 14 years. At Castle Law Office, we fight for your right to relief.

Bankruptcy


Are you struggling from paycheck to paycheck? Do you feel like you’re drowning in a sea of debt? Are you afraid that the bank is going to foreclose on your dream home because you can’t pay the mortgage bill? Afraid the business you have struggled to establish is just going to crumble away? This story is all too common in America. During the fiscal years 2006 and 2007 over 1.9 million bankruptcy claims were filed in U.S. Bankruptcy Court. Over 47,000 of those claims were filed in Missouri and over 93,000 were filed in Illinois during this time frame. That means that over 140,000 of your friends and neighbors sought bankruptcy relief from the federal government and this number will most likely increase in 2008 considering the dire nature of the economy and mortgage and housing markets!

Is it really that simple?

You may be thinking to yourself, “Is it really that simple?” Unfortunately, the federal bankruptcy system is not set up so that an every day citizen can go file a few papers and watch the government wash all of their debt away. Bankruptcy relief is something that great bureaucracy led by Uncle Sam takes very seriously. While bankruptcy relief is available, the government has attempted to increase the difficulty of earning relief. In 2005, President Bush signed the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) into law. This law increased the requirements for filing and also decreased the scope of relief available. The bill authorized random audits of documents, requires credit counseling and “financial education”, and allows the Department of Justice to more closely scrutinize business reorganization.

What’s even worse is that the U.S. government didn’t come to this result on their own. The credit industry, mortgage companies, and the like have lobbied very hard to ensure that the debt owed to them by the average indebted American isn’t easily forgiven.  They are pumping hundreds of millions of dollars into Washington D.C. in an effort to create a Bankruptcy system so complex that the average person will be scared away from seeking relief.

Don’t worry! What the credit industry has failed to realize is that by attempting to create such a complex system, it has enabled skillful lawyers to help their clients work through the system with relative ease, and Castle Law is here to help you do just that.

Castle Law Bankruptcy Relief

Castle Law has helped over 20,000 people in Missouri and Illinois in the past 14 years with their financial problems. At Castle Law we realize the very serious nature of debt and the hardships that it can bring and we believe that people should not have to suffer losing their homes or livelihood because of situations that are, in most cases, beyond their control such as job loss, divorce, medical emergency and aggressive credit tactics. Once bankruptcy claims enter court they are instantly scrutinized by the judge and skillfully litigated against by the credit industry’s finest bankruptcy lawyers. From the start of the filing, the entire bankruptcy system is slanted against the individual citizen! The bankruptcy attorneys at Castle Law feel that this fundamentally goes against everything this great nation stands for. Federal law mandates that U.S. residents are eligible for bankruptcy relief and Castle Law will fight to see that you get the financial relief you deserve, no matter how much lobbying money the credit and mortgage industries pump into Congress to protect their corporate profits!

Our goal at Castle Law is to provide big firm results with a small firm feel. We realize that our clients are facing financial hardship and have very few resources to devote to litigating a bankruptcy claim. That’s why we pay careful attention to efficiently guide you through the bankruptcy process so that you can get debt relief as soon as possible. Our skilled litigation and bankruptcy attorneys are members of The National Association of Consumer Bankruptcy Attorneys as well as The National Association of Chapter Thirteen Trustees. The attorneys at Castle Law take great pride in the services they offer and are not afraid to stand by our clients and stand up to the credit industry and the government to ensure justice.

Are you or a loved one dealing with debt, either personal or business in nature, and feel like you have no where else to turn? Call Castle Law today for a free consultation and take the first step to financial freedom.

Library for Bankruptcy:

  • Practical Ways of Getting Out of Debt   
    Description: There are practical ways of getting out of personal debt, but you have to take the initiative yourself.
  • InBev and A-B: What Does This Mean For St. Louis?   
    Description: With the economy as shaky as it is, the recent acquisition of Anheuser Busch by Belgian brewer InBev could certainly make things worse in St. Louis. Bankruptcy attorneys at Castle Law Office go over the basics.
  • Debt Collectors: Billions From Other Peoples Money   
    Description: The attorneys at the Castle Law Office help St. Louis citizens who are considering bankruptcy, or are seeking relief from debt collectors. Debt collection is a billion dollar business, and its practitioners are experts at working the system to their advantage. We can help. Contact our offices for a free legal consultation today.
  • North Dakota and Delaware are Financial Centers?   
    Description: St. Louis Bankruptcy attorneys at the Castle Law Group believe that informing the public is one of the best ways to prevent them from having to file bankruptcy. Credit card companies are setting up shop in states with no financial regulation, and as a result they can raise interest rates to whatever they want.
  • Thinking About Bankruptcy? You're in Good Company   
    Description: Declaring bankruptcy shouldnt be considered the end of your life. It should instead be considered the beginning of your new one. Many people have declared bankruptcy and have continued on to live fruitful and productive lives.
  • Credit Card Debt is a Bad Cycle   
    Description: Life lived in debt is no way to live at all. The attorneys at the Castle Law Firm provide legal advice to those in Illinois who are living under crippling debt. Contact our offices for a free legal consultation today.
  • Getting Your Student Loans Out of The Hands of Collection Agencies   
    Description: Believe it or not, there is a way for you to get your student loans out of the hands of the debt collection agency and back in the hands of the Department of Education.
  • Ultimate Debt Relief Education Night Order Form [PDF]   
    Description: Please use the attached form to register for our Ultimate Debt Relief Education night.

Frequent Questions for Bankruptcy: