Bankruptcy Attorney in St Louis
Are you struggling from paycheck to paycheck? Do you feel like you’re drowning in a sea of debt? Are you afraid that the bank is going to foreclose on your dream home because you can’t pay the mortgage bill? Afraid the business you have struggled to establish is just going to crumble away? This story is all too common in America. During the fiscal years
2006 and 2007 over 1.9 million bankruptcy claims were filed in U.S. Bankruptcy Court. Over 47,000 of those claims were filed in Missouri and over 93,000 were filed in Illinois during this time frame. That means that over 140,000 of your friends and neighbors sought bankruptcy relief from the federal government and this number will most likely increase in 2008 considering the dire nature of the economy and mortgage and housing markets!
Is it really that simple?You may be thinking to yourself, “Is it really that simple?” Unfortunately, the federal bankruptcy system is not set up so that an every day citizen can go file a few papers and watch the government wash all of their debt away. Bankruptcy relief is something that great bureaucracy led by Uncle Sam takes very seriously. While bankruptcy relief is available, the government has attempted to increase the difficulty of earning relief. In 2005, President Bush signed
the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) into law. This law increased the requirements for filing and also decreased the scope of relief available. The bill authorized random audits of documents, requires credit counseling and “financial education”, and allows the Department of Justice to more closely scrutinize business reorganization.
What’s even worse is that the U.S. government didn’t come to this result on their own. The credit industry, mortgage companies, and the like have lobbied very hard to ensure that the debt owed to them by the average indebted American isn’t easily forgiven. They are pumping hundreds of millions of dollars into Washington D.C. in an effort to create a Bankruptcy system so complex that the average person will be scared away from seeking relief.
Don’t worry! What the credit industry has failed to realize is that by attempting to create such a complex system, it has enabled skillful lawyers to help their clients work through the system with relative ease, and Castle Law is here to help you do just that.
Castle Law Bankruptcy ReliefCastle Law has helped over 20,000 people in Missouri and Illinois in the past 14 years with their financial problems. At Castle Law we realize the very serious nature of debt and the hardships that it can bring and we believe that people should not have to suffer losing their homes or livelihood because of situations that are, in most cases, beyond their control such as job loss, divorce, medical emergency and aggressive credit tactics. Once bankruptcy claims enter court they are instantly scrutinized by the judge and skillfully litigated against by the credit industry’s finest bankruptcy lawyers. From the start of the filing, the entire bankruptcy system is slanted against the individual citizen! The bankruptcy attorneys at Castle Law feel that this fundamentally goes against everything this great nation stands for. Federal law mandates that U.S. residents are eligible for bankruptcy relief and Castle Law will fight to see that you get the financial relief you deserve, no matter how much lobbying money the credit and mortgage industries pump into Congress to protect their corporate profits!
Our goal at Castle Law is to provide
big firm results with a small firm feel. We realize that our clients are facing financial hardship and have very few resources to devote to litigating a bankruptcy claim. That’s why we pay careful attention to efficiently guide you through the bankruptcy process so that you can get debt relief as soon as possible. Our skilled litigation and bankruptcy attorneys are members of
The National Association of Consumer Bankruptcy Attorneys as well as
The National Association of Chapter Thirteen Trustees. The attorneys at Castle Law take great pride in the services they offer and are not afraid to stand by our clients and stand up to the credit industry and the government to ensure justice.
Are you or a loved one dealing with debt, either personal or business in nature, and feel like you have no where else to turn? Call Castle Law today for a
free consultation and take the first step to financial freedom.
Blog for Bankruptcy Attorney in St Louis
Library for Bankruptcy Attorney in St Louis:
- How Do You Find the Best Deal on Bankruptcy in St. Louis?
Description: Finding the best deal on bankruptcy isn't as simple as finding the cheapest price. Often, the best deal is to find the best bankruptcy attorney in St Louis and have a great bankruptcy experience. But, how will you know you will get what you pay for? - Do You Have to Keep Any of Your Property in a Bankruptcy in Missouri or Illinois?
Description: While many people are concerned with whether they can keep all their property or not, there are some that would prefer to give it up. That is certainly an option for people in Chapter 7 or Chapter 13 bankruptcy and, in some instances, it may be the best decision. - Debt Stress Syndrome Hits Americans Hard in 2010
Description: debt stress syndrome, protection from foreclosure, Dr. Alan Manevitz, symptoms of debt syndrome, doing nothing changes nothing, credit card debt help, Missouri bankruptcy, Illinois bankruptcy - When Do Wage Garnishments Stop in Missouri and Illinois?
Description: Wage garnishments in Missouri or Illinois are certainly a pain to have on your paycheck but how long can they last? The expiration date on your wage garnishment may be just around the corner if you start looking at your options for getting out of debt. - “We the People,” a Do It Yourself Legal Servicer, Files for Chapter 11 Bankruptcy
Description: A company that helps Missouri and Illinois citizens file bankruptcy on their own has actually filed for bankruptcy themselves. Perhaps it is an indicator that do it yourself bankruptcy isn't the success that some think it is. - Explaining Bankruptcy To Your Children: Tips From A St. Louis Bankruptcy Lawyer
Description: Should you explain your family financial situation to your children? If so, what should you say and how should you explain a decision to file for bankruptcy? Here are some tips about how to talk to your children about money problems without creating unwarranted worry. - New Credit Card Laws Seek Solution to Student Credit Card Debt
Description: The changes that came with the Credit CARD Act of 2009 went into effect on February 22nd and they include some major changes for students looking to get credit. How will the new rules provide students with credit card debt help? - ATTENTION: Were You Laid Off by US Fidelis? I’m Offering Something Just for You
Description: Recently, US Fidelis laid off a substantial part of their work force. If you were one of the unlucky employees to be laid off by US Fidelis, I've got a special report just for you. - PRESS RELEASE: St. Louis Bankruptcy Attorney James Brown Featured in the Wall Street Journal [PDF]
Description: Castle Law Office founder James Brown was featured in the Wall Street Journal as part of his venture with America's Premier Experts. He is honored for his expertise in Missouri and Illinois bankruptcy. - Tax Time Approaches; More Folks Wonder, “Should I file Missouri or Illinois Bankruptcy?”
Description: Could taking a hard look at your taxes help you to decide when to file bankruptcy in Missouri or Illinois? Missouri and Illinois Chapter 7 and Chapter 13 bankruptcy might be able to help with your taxes more than you thought. View All
Frequent Questions for Bankruptcy Attorney in St Louis:
Videos about Bankruptcy Attorney in St Louis:
Web Resources for Bankruptcy Attorney in St Louis:
- U.S. Trustee - Region 13
Description: The U.S. Trustee program is a part of the U.S. Department of Justice. The U.S. Trustee oversees all bankruptcy cases filed within the United States. Regions 13 is responsible for all cases filed in Missouri, Arkansas and Nebraska.
- Mind Over Matter 2 Day
Description: Mind over Matter 2 Day is a not-for-profit group which services individuals with mental health disorders. Mind over Matter 2 Day, aids the public to ensure successful mental health. M.O.M. understands the need for stability when dealing with mental health care issues. Assistance with medications, psychological visits, therapy sessions and transportation are all available.
- Case.net
Description: Although not helpful for bankruptcy cases, this site will allow you to look up any state civil, criminal and traffic cases you currently have pending in any participating county. You can also see the status of the case, next court hearing scheduled and final outcome.
- John V. LaBarge, Jr. - Chapter 13 Trustee - Eastern District of Missouri
Description: Mr. LaBarge is the current Chapter 13 Trustee for all cases filed in the Eastern District of Missouri. His office is responsible for the administration of a chapter 13 case, including conducting meeting of creditors, collection of plan payments, payments of funds to creditors that have filed claims and many other duties not specifically mentioned here.
- U.S. Bankruptcy Court - Eastern Missouri
Description: This is the link to the home page of the U.S. Bankruptcy Court in St. Louis, Missouri. On this page you can find helpful information, including hearing dates, court dockets, forms, contact information and directions.
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